Financial Information

The cost of orthodontic treatment varies depending on your individual needs and treatment plan. Our staff will discuss with you the estimated treatment cost as well as several available payment plan options so that you know what to expect before beginning treatment. We will work with you to create a payment plan that fits your budget as you improve the health and appearance of your smile.

Our affordable payment plans* include but are not limited to:

 

  • PAYMENT IN FULL DISCOUNT

Upon payment by cash or check for the full contract amount prior to placement of fixed orthodontic appliances, we will provide a bookkeeping discount. The discount is calculated as a percentage of your out-of-pocket expense.

  • PAYMENT PLAN through LUBA G. RICHTER, DMD, PA

We offer interest-free financing. An estimated 25% minimum down payment is required prior to starting treatment, with the remaining balance paid in monthly installments over the projected duration of the treatment. For your convenience, we offer automatic payments from your credit card, savings or checking account. You can also make fast and easy payments through our secure website.

  • AUTOMATIC PAYMENTS

​​​For your convenience, we now offer and encourage automatic monthly payments.  This allows us to adjust your monthly bill amount to reflect expected insurance benefits, and helps you avoid the clutter of a monthly billing statement.  Automatic monthly payments can be set up through a checking or savings account, or via a debit or credit card.

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  • CARE CREDIT

We accept Care Credit, a third party company that provides financing for medical procedures through a credit line. You can make payments of $500 or more to our office using a Care Credit card. For more information, please call our office, or visit www.CareCredit.com

Insurance

You can find our Insurance Information form in our Patient Forms page. We will need this information to submit claims to your dental insurance. Please complete this form prior to your first visit, or if you have any changes to your insurance.

Please let us know if you have any questions about your insurance coverage. We are an established provider for Northeast Delta Dental, but accept most dental insurance plans.  Once we have your complete insurance details, our staff will submit claims on your behalf for services we provide. However, please note that the responsible party is ultimately liable for any balance not covered by insurance.

We always welcome your questions and comments and look forward to helping you plan your investment.

Convenient online services

With the simple click of a mouse, our secure online service allows you to:

  • Check your payment history and see current charges
  • Print out flex spending reimbursement and tax receipts
     

If you do not have a patient login, please let us know at your next appointment and we will gladly help you get started with your own personal account.

* Terms and conditions apply.

We accept these major credit cards:

Cards We accept, Care Credit, Discover, Visa, Mastercard