Your smile is our priority
We know that cost is a major concern when it comes to orthodontics. Thankfully, there’s no need to worry!
At Luba Richter Orthodontics, we don’t want anything to stop you or your child from achieving the smile that you deserve. We work with all dental insurances, and offer different payment and financing options to help you and your family get the care that you need.
Payment & Financing Options
- All insurance plans are welcome! For out-of-network insurance plans, we are happy to file your claims on your behalf
- Our office also offers an in-house, interest-free financing plan
- We accept CareCredit, as well as Visa, Mastercard, American Express, and Discover
“I treasure true partnerships and friendships with my patients. It is a great honor to help people achieve their health goals, create their Smile In Style, and be a source of positive change in their lives.”
Dr. Luba Richter
Insurance and Financing
It’s not about your insurance — it’s about you.
We are in network with Delta Dental and also accept patients from most private insurance plans. This means that we work with hundreds of companies, including Cigna, MetLife, Guardian, and Ameritas. Our team will gladly talk to you about your insurance benefits, handle all the needed paperwork, and file your claims on your behalf!
If you are not insured, don’t worry. Ask us about our office’s interest-free financing plan, in which your monthly payments correspond with the length of your treatment. We also accept Care Credit Financing and all major credit cards.
Frequently Asked Questions
How can I pay for my treatment?
You don’t need to come to our office to pay for your care. We offer a variety of payment methods, including our website, your patient portal, by phone, and by mail.
Can I spread my payments over a longer time period?
With our in-house financing program, you can divide your monthly payments based on the length of your treatment. If you’d like to spread your payments over a longer period of time, we do accept financing with Care Credit.
Do you offer any discounts?
Yes! For our patients who proceed with comprehensive orthodontic treatment, we offer pay-in-full discounts.
Hear From Our Patients
I have had nothing but a great experience at Dr. Richter’s! Everyone is super nice and helpful! Thank you front desk ladies, assistants and doctors for your kindness and for caring.
— Jennifer M.
Very friendly environment and they know what they are doing. You can feel very safe and confident about how your kid is gonna look in the future.
— Pramada K.
Dr. Richter was very nice and informative and lets you know everything up front including costs for you to make your decision before moving forward. The office was very clean, bright, and cheery.
— Nancy T.
Best orthodontist in capital city!. Always receive a warm welcome from Calvin and Amanda. Highly recommend to everyone!
— Jameson S.
My whole family has been treated by Dr. Richter, everyone at her practice has always been fantastic!
— Tom W.
The experience is very, very good one overall! It’s great that the waiting room has fun video games to entertain the younger kids.
— Jennie L.
Sit back and relax. Our office is designed with safety, cleanliness, and comfort in mind. We wouldn’t have it any other way.
Friday - Sunday: Closed
Ready to get started?
Book your free initial consultation.
Discover the difference Luba Richter Orthodontics can make in your life. Welcoming patients ages 6 to 100+!
1. Book your free initial consult and meet with an orthodontist
2. Work together to start your smile journey
3. See your smile — and your life — change for the better