Your smile is our priority
We know that cost is a major concern when it comes to orthodontics. Thankfully, there’s no need to worry!
At Luba Richter Orthodontics, we don’t want anything to stop you or your child from achieving the smile that you deserve. We work with all dental insurances, and offer different payment and financing options to help you and your family get the care that you need.


Payment & Financing Options
- All insurance plans are welcome! For out-of-network insurance plans, we are happy to file your claims on your behalf
- Our office also offers an in-house, interest-free financing plan
- We accept Visa, Mastercard, American Express, and Discover

“We really care about our patients. I like to think that we empower them by providing them with honest, upfront information from the start, so they can make the best decisions for their health.”
Dr. James Teebagy
Insurance and Financing
It’s not about your insurance — it’s about you.
We are in network with Delta Dental and also accept patients from most private insurance plans. This means that we work with hundreds of companies, including Cigna, MetLife, Guardian, and Ameritas. Our team will gladly talk to you about your insurance benefits, handle all the needed paperwork, and file your claims on your behalf!
If you are not insured, don’t worry. Ask us about our office’s interest-free financing plan, in which your monthly payments correspond with the length of your treatment. We also accept all major credit cards.
Frequently Asked Questions
How can I pay for my treatment?
You don’t need to come to our office to pay for your care. We offer a variety of payment methods, including our website, your patient portal, by phone, and by mail.
Can I spread my payments over a longer time period?
With our in-house financing program, you can divide your monthly payments based on the length of your treatment.
Do you offer any discounts?
Yes! For our patients who proceed with comprehensive orthodontic treatment, we offer pay-in-full discounts.

Illustration by Adsurd.Design
Hear From Our Patients
Our Office
Sit back and relax. Our office is designed with safety, cleanliness, and comfort in mind. We wouldn’t have it any other way.
155 Pleasant St, Concord, NH 03301
Get Directions
Monday: 8:00am – 5:00pm
Tuesday: 8:00am – 5:00pm
Wednesday: 8:00am – 5:00pm
Thursday: 8:00am – 5:00pm
Friday-Sunday: Closed

Ready to get started?
Book your free initial consultation.
Discover the difference Luba Richter Orthodontics can make in your life. Welcoming patients ages 6 to 100+!
1. Book your free initial consult and meet with an orthodontist
2. Work together to start your smile journey
3. See your smile — and your life — change for the better



